Living On $108K A Year In NYC – Millennial Money

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  • CNBC Make It.
    CNBC Make It.   6 months back

    What's your budget breakdown? Share your story with us at [email protected] for a chance to be featured in a future episode.

    • mario zuna
      mario zuna  4 months back

      Meanwhile, in Germany, my wife and I live from 30k a year(total).
      With a 100k, we would live like kings shm

    • Galaxy Bane
      Galaxy Bane  5 months back

      @Anonymous majored in criminal investigative sciences and minors in funny bone tickle

    • Lyzander911
      Lyzander911  5 months back

      @Yulian Fedulov I agree, but I know people who make more than that and couldn't make her budget, so they really need to tell us before taxes

    • Yulian Fedulov
      Yulian Fedulov  5 months back

      @Lyzander911 there are no taxes right.... so she spends $98k a year, which means she makes like $160k not 108... unless i am missing something

    • Awaken The Greatness Within
      Awaken The Greatness Within  5 months back

      Herd mentality

  • kolgar
    kolgar  3 days back

    Next video: how to survive with 1 million a year in NYC - Millennial Struggle

    • Mariana Leal
      Mariana Leal  4 days back

      420 on savings, absolutely nothing

      • Red Balloon
        Red Balloon  6 days back

        At the beginning I was literally about to comment I've seen her before. If I'm to hazard a guess she was on Last Comic Standing in 2008.

        • Andrew Ortiz
          Andrew Ortiz  6 days back

          Did y'all confirm her claim to an MIT degree?

          • Jonathan Atkinson
            Jonathan Atkinson  7 days back

            If I had her income even in New York City it in California where I currently live in, I’d be living like a king.

            • jen s
              jen s  1 weeks back

              She really making like 60k

              • Pin The Tail Productions

                How did Stephen Graham not review this?

                • Malmstrom Library
                  Malmstrom Library  2 weeks back

                  $400.00 on pet vitaminswhoa

                  • CrackberryMe
                    CrackberryMe  2 weeks back

                    If she is not careful she is going to financially crash and burn..Save save save your money 💰

                    • ILOSTMYGODDAMNTOOTH ITHURTSFORREALBRO

                      She could get property if she looked to up and coming neighborhoods

                      • mfstarr1
                        mfstarr1  2 weeks back

                        Love her hair

                        • May B.
                          May B.  3 weeks back

                          8000 a month?! Are you kidding me

                          • Muzza Man
                            Muzza Man  3 weeks back

                            CIA = cocaine import agency... also mass murderers

                            • agnieszka s
                              agnieszka s  3 weeks back

                              this lady seems lovely, good luck to her and her dog!

                              • Chanish
                                Chanish  3 weeks back

                                Please make video on Mumbai or Delhi please

                                • Eztliz
                                  Eztliz  3 weeks back

                                  Ok, but she has amazing hair.

                                  • Fernanda M.B.
                                    Fernanda M.B.  3 weeks back

                                    I make 16% less than her and yet I save 400% more than she does, all while wishing I could save more. This cringes me

                                    • LemonMint _
                                      LemonMint _  3 weeks back

                                      When she talks about the creative fire/force running through her..I believe it. She seems like an awesome person.

                                      • mashion
                                        mashion  3 weeks back

                                        wow, the guy was right the rent is to dam high. That's what's killing this country rent how am I gonna buy more stuff and make more jobs (Retail, Marketing Jobs, Graphic Designers= ads)if all my money is going to rent

                                        • niteknightster
                                          niteknightster  4 weeks back

                                          Lol she makes a 100k acting like she makes 300k lol

                                          • Brittany Trammell
                                            Brittany Trammell  1 months back

                                            $800 a month could pay my rent,water, electric and some groceries

                                            • Gabriela Ortiz
                                              Gabriela Ortiz  1 months back

                                              108k? 🤔🤔🤔🤦🏻‍♀️

                                              • Mobility Project
                                                Mobility Project  1 months back

                                                1. Housing: Follow even a few principles of "How to find a cheap apartment in NYC", and $1360 a month it is. Presto! You have more than double what you have. You have $1480 in Savings!


                                                2. Misc: Keep donations, don't be merciless to the poor. Therapy ($600) can fly a kite, as a few years of depression is well worth the elation of total security. Keep Netflix ($11), and cable ($60). I will assume that you spend ~1/2 of what's left after therapy ($150) of Misc on charity/tithing, keep it. This is a general formula, so it may not be exactly correct. Now you have $679 saved. You have $2159.


                                                3. Debt Repayment: If you follow my formula, you will stop needing to borrow, and it's a matter of time until debt disappears and if you overpay, you will pay less interest and do it even faster. You have saved $2859.


                                                4. Existing Savings: Considered at top.


                                                5. Transportation: Try to commute to and from work and live your day on bike, which is free per month, other than initial purchase. There's always an off day, though, so let's assume a 90% shrink rate. Now you have $2994.


                                                6. Phone: A 10GB plan costs $45. You now have $3049.


                                                No Sacrifice: Health + Car Insurance, Pet, Food, Business*.


                                                Partial Sacrifice: Housing, Miscellaneous, Phone, Transport


                                                Full Sacrifice: Debt (who wants it anyway!)


                                                You save $3049 a month, $36,588 a year, or 37% of what you work hard to earn.



                                                Make $500,000 in ~13 years, 9 months





                                                Don't believe me? See how people in some of the most expensive cities in the world can own *their own home* .


                                                https://youtu.be/f5SE47Xjx2Q?t=426


                                                *Or you can.

                                                • Pikaka C
                                                  Pikaka C  1 months back

                                                  $800 on food is a lot but it's not a crazy amount if you don't cook. Any meal that's not pizza or frozen food is at least $8. Two meals and a breakfast can easily cost over $20 a day. This is just for takeout. If you dine in, most entrees are more expensive. And don't forget to tip. If you order food online, you have to pay a delivery fee on top of that. And this is not even counting date nights or drinks.

                                                  • JJT Productions
                                                    JJT Productions  1 months back

                                                    Next Video: What it’s like to live on $10 a year in NYC

                                                    • Ariff Nordin
                                                      Ariff Nordin  1 months back

                                                      Graham Stephen reaction please..

                                                      • Carl Presseault
                                                        Carl Presseault  1 months back

                                                        I'm living in Ottawa with 55k/year (CAN) and I'm living in a house, own a classic car and an Audi and still has money at the end of the month. New York is stupidly expensive city to live in...

                                                        • Ashley Williams
                                                          Ashley Williams  1 months back

                                                          I like her. She is just living her life. Not everyone is trying to live this cookie cutter life. Live life while your able. The end could be tommorrow. Just have fun!

                                                          • Gus LeTourneau
                                                            Gus LeTourneau  1 months back

                                                            gets into MIT yet believes in Reiki...how???

                                                            • Kimber Powers
                                                              Kimber Powers  1 months back

                                                              Me and her dog take the same acid reflux meds......Where did I go wrong? LMAO

                                                              • missmegs
                                                                missmegs  1 months back

                                                                im curious about why i haven't seen anyone talk about their investment funds

                                                                • Mary Margaret Donegan
                                                                  Mary Margaret Donegan  1 months back

                                                                  800 on food what is this women eating???

                                                                • Sana Shakir
                                                                  Sana Shakir  1 months back

                                                                  Where is Graham??

                                                                  • A Natural Fitness
                                                                    A Natural Fitness  1 months back

                                                                    Graham should def. See this.

                                                                    • Paws Not Claws
                                                                      Paws Not Claws  2 months back

                                                                      $800 on food?? How? I spend about $100

                                                                      • itscarolina
                                                                        itscarolina  2 months back

                                                                        Time to get into reiki healing

                                                                        • Samuel Skillern
                                                                          Samuel Skillern  2 months back

                                                                          I think we just witnessed the female version of David Wolfe.

                                                                          • Jake Flane
                                                                            Jake Flane  2 months back

                                                                            So she runs a wellness center but then spends 700 on therapists... thats just sad

                                                                            • Adolfo Del Real
                                                                              Adolfo Del Real  2 months back

                                                                              She's a witch.

                                                                              • Shanika Freeman
                                                                                Shanika Freeman  2 months back

                                                                                Graham needs to review this!!!

                                                                                • Stacy Krett
                                                                                  Stacy Krett  2 months back

                                                                                  Bravo!

                                                                                  • DuxFeminaFacti
                                                                                    DuxFeminaFacti  2 months back

                                                                                    The linked-in joke was actually pretty funny.

                                                                                    • ahmed mellouk
                                                                                      ahmed mellouk  2 months back

                                                                                      Where are you graham

                                                                                      • Beau Biker
                                                                                        Beau Biker  2 months back

                                                                                        Reiki healer = Con artist!

                                                                                        • L B
                                                                                          L B  2 months back

                                                                                          Your dog has a better life and diet than about 70% of humans 😣

                                                                                          • Anthony Marquez
                                                                                            Anthony Marquez  2 months back

                                                                                            If you're going to sell snake oil then do it right at least

                                                                                            • Andrew Hudson
                                                                                              Andrew Hudson  2 months back

                                                                                              Spending 8k a month is not 108k per year unless she is scamming the IRS